First Time Buyers

• How much can I borrow on a mortgage?

• How much will the mortgage cost me every month?

• How much deposit do I need to have?

• How much will I need for fees for the mortgage lender, lawyers and for taxes?

• What insurances should I have alongside the mortgage, and how much do they cost?

  
  

The people at Genistar Mortgages have been helping First Time Buyers achieve their home-owning aspirations since 2004, and can provide answers to these questions. Genistar Mortgages have access to thousands of mortgages from over a hundred lenders that can help first time buyers onto the property ladder, including those that only require a 5% deposit, as well as lending that works with the Government Help to Buy Scheme.

Also, did you know that the Bank of Mum and Dad is one of the most common sources of deposit for First Time Buyers? But not all lenders are happy with deposits gifted by family members, and those that do can place conditions around how much is acceptable. Genistar Mortgages can help first time buyers to navigate through all of these options to find the most competitive mortgage to meet requirements, ensuring a quick and painless process to achieving funding.

Contact us via Free Quote form and we will establish quickly how to get you the funding you need, and answer questions you may have about any part of the home buying process, before giving you a quotation for a mortgage that meets your needs.