A simpler path to the right mortgage

Clarity from enquiry to completion

Our approach is simple — we focus on understanding your goals and guiding you through the mortgage process with clarity and confidence. No jargon, no pressure, just straightforward expert advice from qualified mortgage consultants.

Expertise you can trust

From first-time buyers to seasoned landlords, we help UK homeowners navigate the mortgage market with clear, tailored advice and complete transparency on costs.

15,000+

Mortgage options we can access

£0

Initial advice and market research

3

Simple steps to completion

FCA

Regulated and authorised

Tailored mortgage solutions

First-Time Buyers

Remortgaging

Buy-to-Let

Self-Employed

Why clients choose Genistar Mortgages

Advice tailored to you

We take the time to understand your situation and recommend only the mortgages you’ll actually qualify for — saving you wasted time and money.

The whole market at your side

Our consultants search over 15,000 mortgage products to find the best possible rate and terms for your circumstances.

Regulated and transparent

Genistar Mortgages is authorised and regulated by the Financial Conduct Authority. All fees are explained clearly and upfront.

Your mortgage questions, answered

How much does mortgage advice cost?

In short, it’s free. We research the whole of the mortgage market to find the best mortgage for your situation. Our qualified consultants will assess your options from over 15,000 mortgages and explain the costs upfront — you pay nothing until you decide to proceed. A processing fee of £495 typically applies when we handle the application, underwriting and aftercare.

What will my new mortgage cost?

Before applying, we work out your options based on your income, outgoings, loan size, deposit, and the variables lenders care about. We then outline all fees — lender charges, valuation, surveyor fees, and any that can be added to the mortgage — along with your monthly payment so you can budget with confidence.

How do I get the best rate?

Not everyone qualifies for every deal. Every lender has different criteria and variables. We navigate this complex landscape so we only recommend mortgages you qualify for — giving you the benefits of a price comparison site with the certainty that your application will be accepted.

How do I know Genistar Mortgages is reputable?

Genistar Mortgages is regulated and authorised by the Financial Conduct Authority (FCA), so you have peace of mind that every recommendation is suitable for your needs. Your personal data is handled securely and only for the purpose you’ve shared it — full details are in our Terms of Business and Privacy Policy.

Handing over the keys to a new home

Ready to take the next step?

Tell us about your situation and one of our Mortgage Experts will get back to you as soon as we can. Alternatively, call or email our team today.